Credit Repair Program
Empower Your Financial Future
Our 12-Step Credit Repair and Financial Wellness Program helps you rebuild your credit, increase your savings, and qualify for homeownership through the Viviscent Lease-to-Own Housing Pathway.
Review & Audit
Pull and review your tri-merge credit report to assess current delinquencies and errors.
Dispute Inaccuracies
Identify discrepancies and file disputes with all three credit bureaus within 30 days.
Repay Debts
Prioritize and pay down existing debt, focusing on high-interest and revolving accounts.
A World-Class Credit Restoration Program Built for Real People
This program was designed by financial professionals and nonprofit counselors to help everyday Americans achieve lasting financial freedom. Whether you’re rebuilding after hardship or preparing to buy your first home, our team walks beside you step-by-step through education, accountability, and real credit repair results.
Empower Your Financial Journey
Comprehensive Credit Analysis
Receive a detailed review of your credit report to identify areas for improvement.
Personalized Coaching Sessions
Work one-on-one with certified financial coaches to develop a tailored plan.
Access to Financial Tools
Utilize secured credit cards and credit-builder loans to boost your score.
Pathway to Homeownership
Qualify for our lease-to-own programs and take steps towards owning your home.
Ways to Support Our Mission
Every dollar, share, and action brings us closer to building 10,000 homes across America. Here's how you can be part of the movement:
10,000+
Homes committed through our Homes Across America campaign — creating ownership, stability, and generational chang
10,000+
Homes committed through our Homes Across America campaign — creating ownership, stability, and generational chang
10,000+
Homes committed through our Homes Across America campaign — creating ownership, stability, and generational chang
10,000+
Homes committed through our Homes Across America campaign — creating ownership, stability, and generational chang
10,000+
Homes committed through our Homes Across America campaign — creating ownership, stability, and generational chang
500+
Deployment zones, modular campuses, and regional housing projects launched or under development across 15+ state
2250+
Veterans, reentry citizens, and underserved families will be supported through housing, recovery, and wraparound services
1000+
Medical-grade modular units planned — including memory care, detox, respite, outpatient recovery, mental health stabilization, hospice, and trauma housing models
Start Your Journey
The Viviscent Wellness Foundation’s Credit Repair & Financial Empowerment Program offers step-by-step coaching, education, and accountability to help you reach your financial goals. We work with veterans, families, and individuals ready to take control of their credit and build a foundation for lasting success.
Begin today by joining the program and scheduling your financial coaching session.
What Our Community Says
What Our Community Says
Thanks to Viviscent Wellness Foundation, I have a place to call home. Their support has given my family a fresh start and a brighter future.
Receiving a home through the Homes Across America program was a dream come true. It has provided us with stability and hope for a better tomorrow.
Receiving a home through the Homes Across America program was a dream come true. It has provided us with stability and hope for a better tomorrow.